You are suspecting a faulty fuel pump because you can't hear the pump, correct? The fuel pump will only kick in for 3-4 seconds after turning the key in the ignition (without cranking engine). If you can't hear it kick in when you do this (usually an assistant can help hear it while you turn key) then your diagnosis is probably correct. That is taken that you have already checked the fuses, which we have already done.
If you do, however, hear the pump then you will need to test the pressure at the fuel rail with a fuel pressure gauge. If pressure is good, you may need to switch to checking out the spark on the vehicle. (Good spark at plugs, etc.)
While you are checking the relay, be sure to check all of the fuses as well. You can use a meter and test without removing the fuse, or you will have to remove each fuse and visually inspect as best you can.
I looked through my sources for the location of your inertia switch ( also known as the fuel pump cut-off switch) and it does not seem like your vehicle is equipped with this safety feature. You can call your local Saturn dealer and ask them to confirm this for you.
Your fuel pump is located in the fuel tank
This guide will give you an idea of what you are in for doing the job
Here are diagrams (below) to help you see how to do the job on your car
Images (Click to enlarge)
Saturday, January 10th, 2009 AT 12:30 PM