2001 Kia Rio Light and warning bell failure

2 days ago on my way home, my headlights failed. It was still daylight, so I did not realize this until I parked in my garage. At this time, the parking lights and break lights were working. I turned the engine off, and restarted. The headlights would work, but no running parking lights (they do blink with turn signal), no brake lights, no instrument illumination, and no warning bell when lights are on. I checked the fuses, and from what I can tell, with out removing each fuse and looking closely, the fuses are still good. I, however, did not check any of the larger gray fuses in the fuse box under the hood. Two weeks ago, the parking lot at work flooded, and there was 2 inches of water in my car for an hour or so.