1995 Ford Explorer Bad fuel pump?

Hi all, I have a 95 Ford Explorer Limited V6 4.0 L 4 Door, with 4 wheel drive.

I got this used and about a month ago, I could hear the fuel pump start every time I turned the truck on and after I shut it off. It was very noisy and you could hear it plain as day.

I drove it yesterday and all was good but then it started to sputter and then it died on me. I pulled it off to the side of the road, wait for a bout 3 mins and started it again. All was ok and I drove it 3 miles to my house.

I drove it the next day, about 3 or 4 miles and it seemed that after I gave it some gas to go up a hill. It shifted down and all that. But after that, it start to sputter again. And it died. This time. When I tried to start it. It would just sputter. Now it will just crank over and thats it.

I was going to replace the pump, but want to make sure that its the problem before I drop the tank and all that fund stuff.

What do you all think?